Royal IAP OEM Coverage
For the most
accurate and up to date description of coverage, please
view the actual contract here: Royal
IAP OEM Coverage Plan Contract
The OEM Vehicle Service Contracts cover
all vehicle parts except:
The maintenance, service and parts described
in the Vehicle’s Manufacturer’s Maintenance
Schedule, including timing belts failures occurring
after such scheduled service dates unless such scheduled
service was in fact performed. Recreational Vehicle
equipment such as, but not limited to, refrigerators,
ice boxes, microwave ovens and televisions.
• Tires/Wheels/Wheel Covers
• Light Bulbs
• Upholstery/Convertible & Vinyl Tops
Other normal maintenance services and
parts including engine tune-up, suspension alignment,
wheel balancing, filters, lubricants, engine coolant,
fluids, spark/glow plugs, brake pads, linings and shoes.
• Drums and Rotors Except When Damaged By a Covered
• Body Panels • Exhaust System/Catalytic
• Rust/Corrosion • Cellular Telephones
• Video Entertainment Systems
Anti-theft systems, radio/speaker equipment
and any other equipment when not installed by the Vehicle
Manufacturer. Passive or active safety and restraint
systems and any sensors/components related to the operations
of those systems.
• Physical Damage/Water or Air Leaks
• Bright Metal
• Sealed Beams
• Sheet Metal/Bumpers
• Hoses/Belts (Except AC Lines)
Fluids, filters and lubricants are not
covered, except when required in connection with the
repair or replacement of covered parts. The program
does not cover failures related to events listed under
the section What is not Covered.
If You have selected to purchase this Optional Coverage
and the box marked entertainment Group is checked on
the Declarations Page, the following benefits are provided
to You: Electronic - Manufacturer Installed DVD, GPS
Navigation or Electronic Entertainment Consoles, Auxiliary
Light Switches, and Captain’s Chair Motors and
switches. Rear Air Conditioner - Expansion Valve, Evaporator,
Capacitors, Relays, Blower Motor and Switch, and Seals
and Gaskets. All parts covered must have been installed
by the original manufacturer for coverage to apply.
After market installations are not eligible for coverage.
Coverage is limited to manufacturer installed components.
(Coverage does not include any removable components
such as Remote Controls, DVDs or CD Roms).
PLAN COVERAGE BENEFITS:
24 Hour Roadside Assistance:
Your Vehicle will be covered up to ten (10) occurrences
over the term of Your Service Contract: towing benefits
up to a maximum of one hundred dollars ($100.00) per
occurrence and lock out service, fuel, fluid, or battery
boost/jump (excluding the cost of fluids or fuel) to
a maximum of fifty dollars ($50.00) per occurrence.
If Your Vehicle requires Roadside Assistance, You must
contact the Road Service Processing Center for prior
approval and assistance. You will be provided with Your
Roadside Assistance number in the welcome letter You
receive from the Administrator.
Please Note: The 24 Hour Roadside Assistance benefit
is not intended to provide reimbursement of service
secured independently of this program. Fees for services
incurred independently are NOT covered.
Rental Benefit: A maximum
of $175.00 will be approved for any authorized repair
visit. Reimbursement is a maximum of $35.00 per day.
Any authorized repair which requires the Vehicle to
be left at a repair facility will qualify for one (1)
day of rental reimbursement. Parts delays will qualify
for up to three (3) days of reimbursement. Delays for
inspection required by the Administrator qualify for
up to one (1) day of rental reimbursement. In no case
will reimbursement cover days that the Vehicle was not
in the repair facility or exceed the actual cost included
on the rental receipts.
Trip Interruption Intervention:
We will, in the event of Mechanical Failure of a vehicle
service contracted [warranted] Vehicle component, reimburse
You one hundred dollars ($100.00) per day for a maximum
of three hundred( $300.00) for meals and lodging providing
the failure occurs one hundred (100) or more road miles
from the home of record. This includes expenses incurred
between the breakdown time and time the repairs are
For the most accurate and up to date description of
coverage, please view the actual contract here: Royal
IAP OEM Coverage Plan Contract