Extended Service Contracts - Auto, Car, Truck

Royal IAP Comprehensive Coverage Plan

For the most accurate and up to date description of coverage, please
view the actual contract here: Royal IAP Comprehensive Coverage Plan Contract

Covered Components:

Engine: Cylinder Block, Cylinder Head(s) and all internal lubricated parts contained within the engine including: Pistons, Piston Rings, Connecting Rod Bearings, Crankshaft, Crankshaft Main Bearings, Camshaft, Camshaft Bearings, Cam Followers, Timing Chain/Belt, Timing Gears, Guides, Tensioners, Rocker Arms, Rocker Shafts, Rocker Bushings, Cylinder Head Valves, Valve Guides, Valve Lifters, Valve Springs, Valve Seals, Valve Retainers, Valve Seats, Push Rods, Water Pump, Oil Pump, Oil Pump Housing, Harmonic Balancer, Oil Pan, Timing Chain Cover, Intake and Exhaust Manifolds, Valve Covers, Engine Mounts, Fuel Pump, Seals and Gaskets, Wrist Pins, Connecting Rods, Distributor Drive Gear, Dip Stick Tube, Balance Shaft, Balance Shaft Bearing, Balance Shaft Bushing, Valve Locks and Oil Pump Pickup.

Transmission/Automatic or Standard: The internal components of the Automatic Transmission or Manual Transmission. Drive Chain, Drive Chain Gears, Carrier Bearings, Internal Transaxle Seal. The Manual Transmission Case and Automatic Transmission Case and Torque Converter are covered, if damaged by the failure of internally lubricated parts. Flywheel/FlexPlate, Vacuum Modulator, Electronic Shift Control Unit, Transmission Cooler, Transmission Mounts, Oil Pan, Seals and Gaskets, Shift Linkage and Shift Bushing.

Transfer Case: Transfer Case, Drive Chain, Drive Chain Gears, Planetary Gears, Shift Rail Forks, Bearings, Bushings, Oil Pump, Output Shaft, Main Shaft Washers and all other internal lubricated parts, Seals and Gaskets.

Differential Assembly: (Front and Rear) Differential Housing, Axle Shaft, Ring and Pinion, Bearings, Bushings, Washers, Differential Cover and all other internal parts contained with the differential assembly with Seals and Gaskets.

Drive Axle: (Front and Rear) Drive Axle, Constant Velocity Joints, Center Support Bearings, Drive Shaft and Universal Joints.

Steering: Internally lubricated parts contained within the Steering Box and Pump Housing, including Control Valves, Internal Oil Control Seals, Bearings and Shafts, Steering Box and Pump Housings if damaged by the failure of internally lubricated parts. All internal parts contained within Rack and Pinion, Gears, Power Steering Hoses, Steering Knuckles, Pitman Arm, Idler Arm, Tie Rod Ends, Drag Link, Steering Dampeners, Upper and Lower Steering Column Shaft and Couplings, including Internal Tilt Wheel Mechanism, Pinion Gear Housings, Stepper Motors, Control Valve and Seals and Gaskets.

Electrical: Alternator, Voltage Regulator, Starter Motor, Starter Solenoid and Starter Drive, Engine Compartment Wiring Harness, Computerized Timing Control Unit, EVP Sensor, Knock Sensor, Ignition Switch, Ignition Switch Lock Cylinder, Electronic Ignition Module, Front and Rear Window Wiper Motor, Headlamp Switch, Washer Pump and Switch, Stop Lamp Switch, Turn Signal Switch, Heater/AC Blower Speed Switch, Manual Heater/AC Control Head, Horns, Neutral Safety Switch, Cooling Sensor, Clock, Power Window Switches, Power Door Lock Switches, Reverse Indicator Switches, Starter Drive, Computerized Timing Control Unit and Crank Angle Sensor, Audio Dashboard Console (Radio/CD).

Air Conditioner: Condenser, Compressor, Compressor Clutch and Pulley, Air Conditioning Lines and Hoses, Evaporator, Idler Pulley and Idler Pulley Bearing, High/Low Compressor Cut-Off Switch, Expansion Valve, Pressure Cycling Switch and Seals and Gaskets. The following parts are also covered if required in connection with the repair of a covered part named above: Accumulator/Receiver Dryer, Orifice Tube, Oil and Refrigerant, A/C Cooling Fan Motors, Compressor Pressure Relief Valve and Ambient Temp Sensor. Coverage applies to factory installed units only.

Turbocharger/Supercharger: Turbocharger/Supercharger Housing, Turbo Boost Valve, Turbo Waste Gate Actuator, Supercharger Drive Belt, Bearing, Bushing and all other internal parts and Seals and Gaskets (factory installed only).

Brakes: Master Cylinder, Vacuum Assist Booster, Disc Brake Calipers, Wheel Cylinders, Compensating Valve, Brake Hydraulic Lines and Fittings, Hydraulic Control Unit and Seals and Gaskets.The following ABS parts are also covered: Wheel Speed Sensors, Hydraulic Pump/Motor Assembly, Pressure Modulator Valve/Isolation Dump Valve, Accumulator, Seals and Gaskets, A.B.S. Master Cylinder, Hydro Boost and Electronic Control Processor.

Optional Coverages

ENTERTAINMENT GROUP: If You have selected to purchase this Optional Coverage and the box marked entertainment Group is checked on the Declarations Page, the following benefits are provided to You: Electronic - Manufacturer Installed DVD, GPS Navigation or Electronic Entertainment Consoles, Auxiliary Light Switches, and Captain’s Chair Motors and switches. Rear Air Conditioner - Expansion Valve, Evaporator, Capacitors, Relays, Blower Motor and Switch, and Seals and Gaskets. All parts covered must have been installed by the original manufacturer for coverage to apply. After market installations are not eligible for coverage. Coverage is limited to manufacturer installed components. (Coverage does not include any removable components such as Remote Controls, DVDs or CD Roms).


24 Hour Roadside Assistance: Your Vehicle will be covered up to ten (10) occurrences over the term of Your Service Contract: towing benefits up to a maximum of one hundred dollars ($100.00) per occurrence and lock out service, fuel, fluid, or battery boost/jump (excluding the cost of fluids or fuel) to a maximum of fifty dollars ($50.00) per occurrence. If Your Vehicle requires Roadside Assistance, You must contact the Road Service Processing Center for prior approval and assistance. You will be provided with Your Roadside Assistance number in the welcome letter You receive from the Administrator.
Please Note: The 24 Hour Roadside Assistance benefit is not intended to provide reimbursement of service secured independently of this program. Fees for services incurred independently are NOT covered.

Rental Benefit: A maximum of $175.00 will be approved for any authorized repair visit. Reimbursement is a maximum of $35.00 per day. Any authorized repair which requires the Vehicle to be left at a repair facility will qualify for one (1) day of rental reimbursement. Parts delays will qualify for up to three (3) days of reimbursement. Delays for inspection required by the Administrator qualify for up to one (1) day of rental reimbursement. In no case will reimbursement cover days that the Vehicle was not in the repair facility or exceed the actual cost included on the rental receipts.

Trip Interruption Intervention: We will, in the event of Mechanical Failure of a vehicle service contracted [warranted] Vehicle component, reimburse You one hundred dollars ($100.00) per day for a maximum of three hundred( $300.00) for meals and lodging providing the failure occurs one hundred (100) or more road miles from the home of record. This includes expenses incurred between the breakdown time and time the repairs are completed.

For the most accurate and up to date description of coverage, please view the actual contract here: Royal IAP Comprehensive Coverage Plan Contract


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Whether you are looking to protect yourself from costly repairs or simply enjoy peace-of-mind, an extensive service contract is the best way to protect the investment that is your vehicle. Call 1.888.766.9677 to speak with one of our consultants or fill out the brief form above to get a free quote today!